go read about subprimes here: http://unqualified-reservations.blogspot.com/2008/01/straightforward-explanation-of-present.html http://unqualified-reservations.b

go read about subprimes here: http://unqualified-reservations.blogspot.com/2008/01/straightforward-explanation-of-present.html http://unqualified-reservations.blogspot.com/2008/01/straigh... Obviously fees are factored in.