re: abstract discussions - you're right, of course. But "net present value with a twist" wasn't the title of this article, and I suspect it's not why it was vot

re: abstract discussions - you're right, of course. But "net present value with a twist" wasn't the title of this article, and I suspect it's not why it was voted to the top. re: my hypothetical lead poisoning woes - I would want an effective, truly independent advisor to explain the deal. I would want a requirement that I show up in court, and that the judge verify that I exist, and am capable of making decisions. These aren't tall legal barriers - they are the law in many other states. This article exposes some weaknesses of the Maryland regulatory regime.