> What else would you have us expect? I wouldn't expect unsubstantiated claims that have no basis in reality to be stated as plain fact, as in: > the trend ov

> What else would you have us expect? I wouldn't expect unsubstantiated claims that have no basis in reality to be stated as plain fact, as in: > the trend over a decade or more will always be "up". This statement is demonstrably falsifiable since we've had several decades where the inflation-adjusted returns of the stock market are negative. > Anything that would make that untrue would make your investment balance unimportant. I'm sorry, but reframing your false statement in terms of a false dichotomy (the either the U.S. stock market is going up, or your investments are worthless) does not make things right. The double-negative rule doesn't apply here.