Are you really blaming financial instability on "unsophisticated investors"? Not on automated, high speed traders able to liquidate stocks and topple markets in

Are you really blaming financial instability on "unsophisticated investors"? Not on automated, high speed traders able to liquidate stocks and topple markets in seconds? Not on reckless, fear-mongering media outlets competing for the most sensationalist headline? Not on government action/inaction affecting trillions in assets?