Also, I'm not sure that your bank or credit union or especially credit card warrants all that much trust either - what are the chances that they could resist a

Also, I'm not sure that your bank or credit union or especially credit card warrants all that much trust either - what are the chances that they could resist a well-planned hack? Or that they aren't already selling your data? At some point, it's better that you have a copy of your data too if all the third-party advertisers already have one.