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> Ok, the success of Mint proves me wrong, I just don't get it. Well for one thing people are lazy and Mint devs actually take care of handling logins for all
by digitalzombie 11y ago
> Ok, the success of Mint proves me wrong, I just don't get it.
Well for one thing people are lazy and Mint devs actually take care of handling logins for all of those banks, credit cards companies, and credit unions.
I'm not entirely sure if there's any other alternative non web base software that can do this. I would assume those apis are different between all those companies.
Sure I can input my stuff manually but then again I'm lazy.
- joshyeager 11y agoQuicken can download transactions from every bank I've used. From what I can tell, it uses the same APIs that Mint does. But the data is never stored anywhere but my home server.
- jungturk 11y agoQuicken's bank feeds are processed the same way mint's are - through an Intuit service that makes the call to the financial institution. That call ostensibly adds other functional value (transaction categorization, friendly names for businesses), but Intuit's in custody of your financial data (and passwords) to perform that feature. Fortunately, Intuit's also (currently) takes lots of care to ensure proper data-at-rest and in-flight custodial procedures, but you're still trusting someone to do things right.
- someguydave 11y agoAlso, I'm not sure that your bank or credit union or especially credit card warrants all that much trust either - what are the chances that they could resist a well-planned hack? Or that they aren't already selling your data? At some point, it's better that you have a copy of your data too if all the third-party advertisers already have one.