"This is a felony." This is probably a too-broad-brush use of the word. Other than that, I like this essay. People should be taught financial literacy early

"This is a felony." This is probably a too-broad-brush use of the word. Other than that, I like this essay. People should be taught financial literacy early and accurately. Like learning maths notation: It's useful, compact and efficient. But...it must be precisely grasped/implemented to be of any benefit to speaker or the audience.