1) Why should they do that? Do users want that? 2) What are the legal implications? Do they need to get a banking license or something? 3) How can they moneti

1) Why should they do that? Do users want that? 2) What are the legal implications? Do they need to get a banking license or something? 3) How can they monetize this feature? Imho, nobody wants this feature and nobody needs this feature.