Bank runs a plenty, private persons losing their entire savings as banks folded. The fixes for those have only a limited bearing on a gold standard, which, BTW

Bank runs a plenty, private persons losing their entire savings as banks folded. The fixes for those have only a limited bearing on a gold standard, which, BTW, I have no interest in debating, don't know much about them. It was institutions like the FDIC with its limited backstop of bank accounts, and during the recent crisis a backstop for non-interest bearing business transaction accounts (e.g. those used for payroll, accounts payable, etc.) that fixed those problems well enough. As far as I can see a gold standard would only be an issue if it would prevent the government from doing that, which is certainly possible, but would not be a direct or inevitable thing.