Those taxes only apply if you sell though. If not, you get the full $20B, less 15% at the end (i.e. $17B) if you decide to quit cold turkey and convert it all t

Those taxes only apply if you sell though. If not, you get the full $20B, less 15% at the end (i.e. $17B) if you decide to quit cold turkey and convert it all to cash on the final day.