Exactly - what people fail to realize is that $1 spent today means $4 more they'll have to save for $30. I equate EVERYTHIGN i purchase to cost 4x more than it

Exactly - what people fail to realize is that $1 spent today means $4 more they'll have to save for $30. I equate EVERYTHIGN i purchase to cost 4x more than it does - because it costs me that in future value.