Consistent and low risk were not requirements. http://www.dogsofthedow.com/dogyrs.htm http://www.dogsofthedow.com/dogyrs.htm Using funds with dividends can smo

Consistent and low risk were not requirements. http://www.dogsofthedow.com/dogyrs.htm http://www.dogsofthedow.com/dogyrs.htm Using funds with dividends can smooth returns (although not always tax beneficially).