Of course, the best course of action is to have a lawyer draw up the "Terms", etc. That said. I think you can get "Terms" from Google and several other compan

Of course, the best course of action is to have a lawyer draw up the "Terms", etc. That said. I think you can get "Terms" from Google and several other companies like WordPress/Automattic under a Creative Commons License. I'm sure you can find boiler plate terms of service all over the internet. Just do a search. The Europeans can hit you with a stiff penalty for not having a cookie/privacy policy. (But probably won't.) "The ICO (the body responsible) has the power to serve penalties of up to £500,000 (about $800,000) to organisations that seriously breach the law." In Spain:: "Two companies were investigated and fined. The decision concludes that the two companies had failed to comply with the obligation to provide clear and comprehensive information about the cookies they used. "The total amount of the fines, 3,500 EUR, is very modest, especially if one considers the great enforcement powers of the Spanish DPA who could have potentially issued a fine up to 30,000 EUR per infringement in this case."