If you were in Australia I'd suggest you look into creating a credit union, or some other mutual/member based banking group. Banks are highly regulated (so the

If you were in Australia I'd suggest you look into creating a credit union, or some other mutual/member based banking group. Banks are highly regulated (so they don't fall over). A secondary group of bank-like organizations, eg finance companies/credit unions/mutual funds exist that have a much lower bar to register and if you are lucky one of these lighter structures might be more suitable to your purposes. Credit unions for example (https://en.m.wikipedia.org/wiki/Credit_union https://en.m.wikipedia.org/wiki/Credit_union) "A credit union is a member-owned financial cooperative, democratically controlled by its members, and operated for the purpose of promoting thrift, providing credit at competitive rates, and providing other financial services to its members.[1][2][3] Many credit unions also provide services intended to support community development[4] or sustainable international development on a local level.[5]"