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> I finally took to having a single card that is used for ONLY recurring payments... This is a sound plan. Kudos! For non-recurring payments, I've taken this
by simoncion 11y ago
> I finally took to having a single card that is used for ONLY recurring payments...
This is a sound plan. Kudos!
For non-recurring payments, I've taken this a step further: I use a debit card for online purchases backed by an account with just a few dollars in it. When I wish to make a purchase, I move the funds for that purchase into that account.
I would rather have a fraudulent purchase be declined than to deal with the hassle -however small- of disputing a charge.
- jrockway 11y agoAre you sure it works that way? By default, the bank is more than happy to let the transaction go through, then charge you $20 for loaning you the money, plus much more interest than you'd pay with a credit card.
- simoncion 11y agoI'm 100% certain. I checked it intentionally once, and accidentally another time. As I understand it the trick was to decline the "Overdraft Protection" shit that every bank was pushing many, many years ago.