> You don't pay for any fraudulent charges. If the thief is slick he / she may make small charges that you wouldn't immediately notice or at all if you're shar

> You don't pay for any fraudulent charges. If the thief is slick he / she may make small charges that you wouldn't immediately notice or at all if you're sharing the card with someone else (e.g. a significant other). It's also a HUGE pain in the ass.