(Citing articles about rising costs isn't helpful.) You can have many things in life, but sometimes you have to choose which are most important to you. So, he

(Citing articles about rising costs isn't helpful.) You can have many things in life, but sometimes you have to choose which are most important to you. So, here are the choices: 1. Get your four-year degree in four years: Acquire a massive student loan debt. 2. Get your four-year degree in four years, CC and a 4-year: Acquire a less massive student loan debt. 3. Get a job, work your ass off, go to school a class or two at a time (year-round - no breaks), starting with cheap community college courses: Acquire a degree more slowly. Start a new career with much less debt and a wider range of possibilities, employment-wise. With lower fixed expenses, you gain the freedom to take chances on lower paying jobs that might be more rewarding personally, professionally, or which may have a low starting salary but huge potential for increases. If you're loaded with debt, those opportunities aren't possible because you've already priced yourself out of the market. The route you choose is your decision.