They do pay for that, but in the US in particular it seems like the premium is quite high. I disagree with the conservative position that government in general

They do pay for that, but in the US in particular it seems like the premium is quite high. I disagree with the conservative position that government in general is grossly inefficient and the smaller the better, etc., however for the US government in particular (mostly at all levels local, state, and federal) I can definitely understand the argument. I disagree with the conservative solution, which mainly seems to be to dismantle government as much as possible, rather than fix it, but agree there is a sickness there. Unfortunately the conservative solution tends to make the problem worse, not better.