4 ms·You're clearly not from North America then. :( Not that I disagree with ditching them, of course.by s3graham 17y agoYou're clearly not from North America then. :( Not that I disagree with ditching them, of course.gasull 17y agoIndeed. I never owned a checkbook until I moved to the US. Why does everybody love them here?Raphael 17y agoIt's a convenient way to give a person more money than you carry in cash. No one I know has a personal card reader they carry around (yet).